Updated for Tax Year 2026

Know exactly when
money hits your bank

Don't get caught out by Bank Holidays. Use our independent DWP calculators to see your true payment dates.

Upcoming Bank Holiday
Friday 3 April

Payments due on this day will be paid early.

⚠️ Action: Budget for an early payment gap next month.

How payment cycles work

Understanding the 3 main rules of DWP payments

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The "Weekend Rule"

If your date falls on a Saturday or Sunday, you are paid on the Friday before. You never wait until Monday.

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Bank Holidays

If a UK Bank Holiday stops payments, you receive money on the last working day before the holiday.

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Payment Times

Most funds clear into accounts (Monzo, Lloyds, Barclays, etc.) between midnight and 2 AM on payment day.

Select your benefit type

Frequently Asked Questions

Why has my benefit payment date changed?
If your usual payment date falls on a weekend (Saturday/Sunday) or a UK Bank Holiday, the DWP will pay you on the last working day before. You will never be paid late.
What time does Universal Credit go into the bank?
Universal Credit and most DWP payments are typically available in your account shortly after midnight on the day of payment. Depending on your bank, it may show as pending until 2am or 6am.
Is this the official DWP website?
No. This is an independent tool designed to help you calculate 2026 payment schedules. For official claims or to log in to your journal, please visit GOV.UK.